Pengaruh Profitabilitas Terhadap Rasio Kecukupan Modal PadaBank Umum Persero Di Indonesia (Studi SelamaPandemi Covid-19)
Abstrak
This study aims to analyze the effect of Return On Assets (ROA), Return On Equity (ROE), and Net Interest Margin (NIM) on the Capital Adequacy Ratio (CAR) at Persero Commercial Banks in Indonesia during the Covid-19 Pandemic. The number of samples consists of 4 banks obtained by using total sampling technique. The data used in this study is secondary data sourced from the quarterly financial reports of Persero Commercial Banks, Indonesian Banking Statistics, and the official website of the Financial Services Authority (OJK). The data analysis model used is multiple linear regression analysis. F test results show that ROA, ROE, and NIM simultaneously have a significant effect on CAR. Based on the t test, the variable ROA, ROE, partially does not have a significant effect on CAR, while the NIM variable partially has a significant effect on CAR at Persero Commercial Banks in Indonesia..
Referensi
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Djajasinga, N. D., Sulastri, L., Sudirman, A., Sari, A. L., & Rihardi, L. (2021). Practices in Human Resources and Employee Turnover in the Hospitality Industry. Proceedings of the 2nd Annual Conference on Blended Learning, Educational Technology and Innovation (ACBLETI 2020) Practices, 560(Acbleti 2020), 113–117.
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Indajang, K., Halim, F., & Sudirman, A. (2021). The Effectiveness of Teacher Performance in Terms of the Aspects of Principal Leadership , Organizational Culture , and Teacher Competence. Proceedings of the 2nd Annual Conference on Blended Learning, Educational Technology and Innovation (ACBLETI 2020), 560(Acbleti 2020), 402–408.
Nana Triapnita Nainggolan, Munandar, A. S., Lora Ekana Nainggolan, Fuadi, P. H., Dewa Putu Yudhi Ardiana, Acai Sudirman, D. G., Nina Mistriani, A. H. P. K., & Astri Rumondang, D. G. (2020). Perilaku Konsumen Di Era Digital. Yayasan Kita Menulis.
Sherly, S., Lie, D., Candra, V., Siallagan, D. M., & Sudirman, A. (2021). Interpretation of the Effects of Job Satisfaction Mediation on the Effect of Principal Supervision and Compensation on Teacher Performance. Journal of Educational Science and Technology (EST), 7(1), 105–116. https://doi.org/10.26858/est.v0i0.19208
Siahaan, Y., Susanti, E., & Sudirman, A. (2020). Effect of firm characteristics on firm value through triple bottom line disclosure: Pharmaceutical companies listed on Indonesia stock exchange. International Journal of Scientific and Technology Research, 9(2), 2228–2234.
Sutiksno, D. U., Revida, E., Munsarif, M., Simarmata, H. M., Saputra, H. D., Purnomo, A., Sudirman, A., Sisca, Napitupulu, D., & Purba, S. (2020). Tourism Marketing. Yayasan Kita Menulis.
Anggarsini, N. W., & Suprasto, H. B. (2018). Pengaruh Tingkat Kesehatan Bank dan Corporate Social Responsibility pada Nilai Perusahaan Perbankan. EJurnal Akuntansi Universitas Udayana, 25(2), 1308–1338.
Agustiningrum, R. (2013). Analisis Pengaruh CAR, NPL, dan LDR terhadap Profitabilitas pada Perusahaan Perbankan. E-Jurnal Manajemen Universitas Udayana.
Batavia, Bala, Nandakumar Parameswar dan Sree Rama Murthy. 2013. “Avoiding A Liquidity Crunch: Do Pre-Bear Phase Bank Ratios Matter? Evidence from A World-Wide Sample”. Journal of Applied Economics and Business Research, 3 (1), pp: 1-13.
Bokhari, Ijaz Hussain, Syed Muhamad Ali dan Khurram Sultan. 2012. “Determinants of Capital Adequacy Ratio in Banking Sector: An Empirical Analysis from Pakistan”. Academy of Contemporary Research Journal, 2 (1), pp: 1-9.
Afwa, A., Djajasinga, N. D., Sudirman, A., Sari, A. L., & Adnan, N. M. (2021). Raising the Tourism Industry as an Economic Driver. Proceedings of the 2nd Annual Conference on Blended Learning, Educational Technology and Innovation (ACBLETI 2020) Raising, 560(Acbleti 2020), 118–123.
Basoeky, U., Panggabean, S., Manu, G. A., Wardhana, A., Hoeronis, I., Adnan, Y., Maisarah, & Sudirman, A. (2021). Pemanfaatan Teknologi Digital: Dalam Berbagai Aspek Kehidupan Masyarakat. Media Sains Indonesia.
Djajasinga, N. D., Sulastri, L., Sudirman, A., Sari, A. L., & Rihardi, L. (2021). Practices in Human Resources and Employee Turnover in the Hospitality Industry. Proceedings of the 2nd Annual Conference on Blended Learning, Educational Technology and Innovation (ACBLETI 2020) Practices, 560(Acbleti 2020), 113–117.
Halim, F., Efendi, Butarbutar, M., Malau, A. R., & Sudirman, A. (2020). Constituents Driving Interest in Using E-Wallets in Generation Z. Proceeding on International Conference of Science Management Art Research Technology, 1(1), 101–116. https://doi.org/10.31098/ic-smart.v1i1.32
Indajang, K., Halim, F., & Sudirman, A. (2021). The Effectiveness of Teacher Performance in Terms of the Aspects of Principal Leadership , Organizational Culture , and Teacher Competence. Proceedings of the 2nd Annual Conference on Blended Learning, Educational Technology and Innovation (ACBLETI 2020), 560(Acbleti 2020), 402–408.
Nana Triapnita Nainggolan, Munandar, A. S., Lora Ekana Nainggolan, Fuadi, P. H., Dewa Putu Yudhi Ardiana, Acai Sudirman, D. G., Nina Mistriani, A. H. P. K., & Astri Rumondang, D. G. (2020). Perilaku Konsumen Di Era Digital. Yayasan Kita Menulis.
Sherly, S., Lie, D., Candra, V., Siallagan, D. M., & Sudirman, A. (2021). Interpretation of the Effects of Job Satisfaction Mediation on the Effect of Principal Supervision and Compensation on Teacher Performance. Journal of Educational Science and Technology (EST), 7(1), 105–116. https://doi.org/10.26858/est.v0i0.19208
Siahaan, Y., Susanti, E., & Sudirman, A. (2020). Effect of firm characteristics on firm value through triple bottom line disclosure: Pharmaceutical companies listed on Indonesia stock exchange. International Journal of Scientific and Technology Research, 9(2), 2228–2234.
Sutiksno, D. U., Revida, E., Munsarif, M., Simarmata, H. M., Saputra, H. D., Purnomo, A., Sudirman, A., Sisca, Napitupulu, D., & Purba, S. (2020). Tourism Marketing. Yayasan Kita Menulis.
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2022-12-15
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